Here are some basic tips to help you improve your credit score:
1) ALWAYS pay on time - paying early is even better, although it doesn't affect your credit score.
2) Shop for loans (mortgages, car loans, and other loans of that nature) during a specific period of time - like a 30 day period. These will show up as one inquiry if done in this way.
3) Check your credit history. See my article on Your Credit Score to learn how to get a free credit report. This helps you keep an eye on the activity and... Articles Tagged ‘credit history’
Tips to Help Your Credit Score
Here are some basic tips to help you improve your credit score:
1) ALWAYS pay on time - paying early is even better, although it doesn't affect your credit score.
2) Shop for loans (mortgages, car loans, and other loans of that nature) during a specific period of time - like a 30 day period. These will show up as one inquiry if done in this way.
3) Check your credit history. See my article on Your Credit Score to learn how to get a free credit report. This helps you keep an eye on the activity and...
Tuesday, March 3rd, 2009
Here are some basic tips to help you improve your credit score:
1) ALWAYS pay on time - paying early is even better, although it doesn't affect your credit score.
2) Shop for loans (mortgages, car loans, and other loans of that nature) during a specific period of time - like a 30 day period. These will show up as one inquiry if done in this way.
3) Check your credit history. See my article on Your Credit Score to learn how to get a free credit report. This helps you keep an eye on the activity and... Your Credit Score
If you have ever tried to borrow money, apply for a mortgage, get a credit card, or buy something on credit, then someone has probably pulled your credit score. Your credit score (at its most basic) is the odds which financial institutions puts on your ability to pay back money they lend to you. The higher the score, the more likely you are to pay. These numbers come from information found in your credit report.
Your credit report summarizes all of your financial history for the last seven years. The exceptions to the seven year rule includes...
Tuesday, March 3rd, 2009
If you have ever tried to borrow money, apply for a mortgage, get a credit card, or buy something on credit, then someone has probably pulled your credit score. Your credit score (at its most basic) is the odds which financial institutions puts on your ability to pay back money they lend to you. The higher the score, the more likely you are to pay. These numbers come from information found in your credit report.
Your credit report summarizes all of your financial history for the last seven years. The exceptions to the seven year rule includes... Understand Your Credit History
When you are looking to borrow money you may walk into a loan office and not be aware of the daunting process that follows. Credit history, credit scores, APR, appraisal, closing costs and all the other terms that will come at you in a stack of forms are just words. Read on to learn more about what your credit history comprises.
Your credit history is a record of all your financial activities. It includes all the loans you have ever taken out, what the payment was, and how you paid (on time or late). All your other credit...
Monday, February 16th, 2009
When you are looking to borrow money you may walk into a loan office and not be aware of the daunting process that follows. Credit history, credit scores, APR, appraisal, closing costs and all the other terms that will come at you in a stack of forms are just words. Read on to learn more about what your credit history comprises.
Your credit history is a record of all your financial activities. It includes all the loans you have ever taken out, what the payment was, and how you paid (on time or late). All your other credit... 
Loading ...