If you've ever applied for a loan or credit card, a credit check has been an integral part of the approval process for the lender. Your credit report is used to determine whether or not they are willing to do business with you. This is why many consumers cringe when they hear the words "credit report."
A credit report can help or hurt you, depending on how well you've managed credit in the past. If you've had little or no credit, lenders won't have much to go on, so you may not be approved. If you've gotten behind on payments or... Articles Tagged ‘credit scoring’
What’s in a Credit Report
If you've ever applied for a loan or credit card, a credit check has been an integral part of the approval process for the lender. Your credit report is used to determine whether or not they are willing to do business with you. This is why many consumers cringe when they hear the words "credit report."
A credit report can help or hurt you, depending on how well you've managed credit in the past. If you've had little or no credit, lenders won't have much to go on, so you may not be approved. If you've gotten behind on payments or...
Monday, April 20th, 2009
If you've ever applied for a loan or credit card, a credit check has been an integral part of the approval process for the lender. Your credit report is used to determine whether or not they are willing to do business with you. This is why many consumers cringe when they hear the words "credit report."
A credit report can help or hurt you, depending on how well you've managed credit in the past. If you've had little or no credit, lenders won't have much to go on, so you may not be approved. If you've gotten behind on payments or... 
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