Filing for Bankruptcy
Bankruptcy is something that we all hope we never have to go through. But for all too many consumers,…
The Economics of Renting Versus Buying
Buying a home is part of the so-called American Dream. It gives homeowners a sense of pride, as well…
How to Dispute Your Credit Report Information
The information in your credit report can affect many areas of your life, so it’s important to keep track…
Shopping for a Mortgage
Owning a home is a goal that many of us share. But it’s not as simple as choosing a…
Should You Downsize Your Mortgage?
When interest rates drop, homeowners tend to flock to mortgage lenders hoping to refinance. In good economic times, they…
Tips for Borrowing from a Family Member
When you need to borrow money, your first stop is likely to be the bank. But depending on your…
How Much Credit is Too Much Credit
Credit is a good thing – if you ask the experts in the credit industry. Credit card companies begin…
Best Reasons to Refinance a Mortgage
There are a number of reasons that people may want to review their current mortgages and consider moving to…
How Recent Credit Scoring Revisions Affect You
The lending industry looks to the Fair Isaac credit scoring system to determine the strength or weakness of potential…
The Unexpected Effect of Credit Reports
Consumers know that the credit score rating that follows them around affects the types of loans available as well…