Correcting Credit Report Errors
Thursday, March 18th, 2010
Correcting credit report errors can be time-consuming and require patience, persistence and good organization skills on your part. However, it’s worth it. A poor credit score or incorrect information can have an effect on the interest rates you’re charged, whether you get a job and whether you qualify for a loan.
So you’re checking your credit report; that’s great. It’s the best way to prevent identity fraud and to make sure the report that potential creditors are seeing represents you correctly. It’s also a great way to get a hold of your finances if you’ve been operating in the dark...
Read More »
Loading ...
Tags: borrowing advice, credit report, credit report error
Posted in Credit Score | No Comments »
What’s in a Credit Report
Monday, April 20th, 2009
If you've ever applied for a loan or credit card, a credit check has been an integral part of the approval process for the lender. Your credit report is used to determine whether or not they are willing to do business with you. This is why many consumers cringe when they hear the words "credit report."
A credit report can help or hurt you, depending on how well you've managed credit in the past. If you've had little or no credit, lenders won't have much to go on, so you may not be approved. If you've gotten behind on payments or...
Read More »
Loading ...
Tags: borrowing advice, credit report, Credit Score, credit scoring
Posted in Credit Score | 5 Comments »
Loading ...